St. Thomas Homes under $400,000

St. Thomas Homes under $400,000

Welcome to St. Thomas, a vibrant gem nestled in the heart of the U.S. Virgin Islands! Known for its breathtaking beaches, crystal-clear waters, and lush tropical landscapes, St. Thomas is more than just a paradise; it’s a community rich in culture and history. From the bustling streets of Charlotte Amalie, the capital, to the serene shores of Magens Bay, this island offers a unique blend of relaxation and adventure.

For those looking to invest in this idyllic location without breaking the bank, there are fantastic opportunities to find homes under $400,000. Whether you’re a first-time homebuyer, a retiree seeking tranquility, or an investor looking for a vacation rental, St. Thomas has something for everyone. Imagine waking up to stunning ocean views, enjoying the gentle trade winds, and having easy access to the island’s vibrant nightlife and dining options—all while staying within your budget.

Homes in this price range often feature charming Caribbean architecture, spacious layouts, and proximity to the island's most popular attractions. From cozy condos perfect for weekend getaways to family-friendly homes with ample outdoor space, the options are diverse.

St. Thomas is not just about the stunning scenery; it’s about the lifestyle. With a warm, welcoming community, year-round sunshine, and endless recreational activities, living here is truly a dream come true. Explore the possibilities today and discover how you can make this tropical paradise your home!

Newest St. Thomas Homes under $400,000

9A-15 Nazareth RH, St. Thomas
$375,000
26-1996 MLS
CONCRETE LOWER LEVEL WITH CISTERN & UPPER DECK anxious for new life!! This is the start of someones dreams. The beginnings of a great house is what this property offers. Cistern, upper slab, and the start of an apartment with bath downstairs. There are rock walls throughout the upper lot. A substantial start has been made and is waiting for the correct person or group to come and complete the job. This is more than a fixer upper.... its a dream that can come true. Finish the perfect Caribbean getaway in STT's popular EAST END WAIVER OF LIABILITY UNDER DOCUMENTS MUST BE SIGNED AND IN MY POSSESSION BEFORE ENTRY TO PROPERTY

9A-15 Nazareth RH, St. Thomas

Listing courtesy of Christie's International Real Estate USVI.

309U Lovenlund GNS Mahogany Run, St. Thomas
$350,000
2 Beds ⋅ 2 Baths ⋅ 26-1956 MLS ⋅ 309 BLDG.
Discover the potential of this top floor 2 bedroom 2 bath Mahogany Run condo featuring a sweeping view of the former golf course to Magens Bay, with all new impact windows and doors its ready for your finishing touches and renovations. Just minutes from the world famous Magens Bay, restaurants and shopping securely located within gated & guarded complex this exceptional opportunity is waiting for you. Digitally enhanced photos are labeled as such and are for marketing purposes only.

309U Lovenlund GNS Mahogany Run, St. Thomas

Listing courtesy of Offshore Real Estate.

310 Smith Bay EE Sapphire Hill Village, St. Thomas
$305,000
1 Baths ⋅ 26-1916 MLS ⋅ St. Kitts BLDG.
EASY ISLAND LIVING at Sapphire Hill Village! This renovated studio in the St. Kitts building offers the convenience of third-floor, walk-in access with no steps. Its end-unit position provides an extra balcony window and welcome cross breezes, a feature that sets it apart from many other studios. READY FOR IMMEDIATE OCCUPANCY, it also offers the option of turnkey rental. Enjoy Sapphire Beach, the marina, multiple dining options, shopping, beach bar, entertainment, and access to the Red Hook Ferry terminal. Whether you're looking for a St. Thomas getaway, a full-time home, or a rental property, this studio is ready for YOU!

310 Smith Bay EE Sapphire Hill Village, St. Thomas

Listing courtesy of Coldwell Banker St. Thomas Realty.

6F Frenchman Bay FB Regatta Point, St. Thomas
$399,000
2 Beds ⋅ 26-1777 MLS
Welcome to 6F Regatta. This two bedroom, two bathroom waterview condo has been updated throughout and is being sold turnkey, ready for its next owner to take the keys and move right in. Just bring your suitcase. Waterviews greet you from the living room sliders, which open to a balcony finished in non-slip tile. Inside you'll find new kitchen appliances and countertops, new washer and dryer, new central A/C compressor, a tankless water heater, and generous closet storage. Both bathrooms have been updated. The primary bedroom is all new and looks straight out at the water. Regatta Point Villas offers a community pool, tennis courts, and the owners only Ambassador Club with gym, plus access to two neighboring complexes' amenities, restaurants, and beach.

6F Frenchman Bay FB Regatta Point, St. Thomas

Listing courtesy of Sea Glass Properties.

112 Smith Bay EE Pavilions and Pools, St. Thomas
$349,900
1 Beds ⋅ 1 Baths ⋅ 26-1697 MLS ⋅ B BLDG.
Just a 5 minute drive to Red Hook and even closer to Sapphire & Lindquist Beaches, you and your guests will enjoy your own private pool. This unit's larger international-style layout offers premium spacing for that more open feel. Well-equipped with updated kitchen and bath, this villa comes fully furnished and is in truly turn-key condition! On-site dining and a soon-to-open spa, add to the laid-back relaxing vibe of Pavilions & Pools.

112 Smith Bay EE Pavilions and Pools, St. Thomas

Listing courtesy of Davis Hemmings.

267 Smith Bay EE Sapphire Hill Village, St. Thomas
$399,000
1 Beds ⋅ 26-1644 MLS ⋅ St Vincent BLDG.
Opportunity at Sapphire Hill Village. This one-bedroom, one-bath walk-in level unit in the St. Vincent building is an unrenovated canvas, ready for a buyer with vision. Bring your finishes and create your own island retreat, second home or income-producing rental. Easy no-stair entry. On site: property-wide generator, two communal pools, Sudi's restaurant, hair salon, nail salon coming, mail delivery, manicured grounds. Steps to Sapphire Beach Resort's marina for sport fishing, powerboat and sailing charters, dinghy and jet ski rentals; Sapphire Beach three minutes on foot with eateries, watersports and chair rental. Under a mile to Red Hook: ferries to St. John and the BVI, dining, Moe's, medical and veterinary care. Buy the location, build the finishes.

267 Smith Bay EE Sapphire Hill Village, St. Thomas

Listing courtesy of Sea Glass Properties.

C Nazareth RH Cabrita Condominiums, St. Thomas
$399,000
1 Beds ⋅ 26-1632 MLS ⋅ 11 BLDG.
Ocean front condo with views for days! Quiet and tranquil with the convenience of being 5 minutes from the hustle and bustle of red hook. come and check out all that 11C has to offer

C Nazareth RH Cabrita Condominiums, St. Thomas

Listing courtesy of Sea Glass Properties.

L Lovenlund GNS Mahogany Run, St. Thomas
$359,000
1 Beds ⋅ 26-1591 MLS ⋅ 62 BLDG.
Turnkey island living just minutes from Magens Bay! Recently updated and being sold fully furnished, this move-in-ready 1-bedroom, 1-bathroom condo at Mahogany Run offers the perfect opportunity for a full-time residence, island getaway, or investment property. Enjoy stunning vista views with both eastern and western exposure, offering beautiful sunrises to the east and spectacular sunsets to the west. The open-concept living and dining area flows seamlessly to the covered balcony, creating an inviting indoor-outdoor space to take in the views and enjoy the tropical surroundings. The updated kitchen, comfortable bedroom, and thoughtfully furnished interior make this property truly turnkey, just bring your suitcase and settle in. Located just a 5-minute drive from world-famous Magens Bay Beach, Mahogany Run offers a desirable Northside location with easy access to one of St. Thomas' most beautiful beaches. The on-site community pool is just a short walk from the unit, providing an easy spot to relax and enjoy the island lifestyle. Short-term rentals are permitted, making this an attractive opportunity for investors seeking a turnkey vacation rental, while also offering the flexibility to use the condo as a personal island retreat or full-time home. The Mahogany Run HOA offers exceptional value and convenience, including pest control, UV water filtration, trash collection, 24-hour gated security, landscaping, and use of the community pool. The HOA also includes windstorm, flood, and fire insurance, providing significant value and peace of mind for owners. With its recent updates, turnkey furnishings, exceptional sunrise and sunset views, covered outdoor living, short-term rental flexibility, and comprehensive HOA services, this Mahogany Run condo is a wonderful opportunity to own a piece of St. Thomas just minutes from Magens Bay.

L Lovenlund GNS Mahogany Run, St. Thomas

Listing courtesy of Sea Glass Properties.

14 Borger Gade, St. Thomas
$375,000
6 Beds ⋅ 26-1542 MLS
Nestled within the Charlotte Amalie Historic District, this distinctive two-level property presents a rare opportunity to restore and reimagine a piece of St. Thomas history. Rich in character and architectural potential, the property features an outdoor kitchen, and a private courtyard setting. Positioned within both the Historic District and the Enterprise Zone, the property may qualify for valuable tax incentives. Surrounded by historic architecture and just moments from downtown Charlotte Amalie's restaurants, shops, waterfront, and cultural attractions, this property offers exceptional possibilities for residential, mixed-use, vacation rental, or commercial redevelopment, subject to applicable approvals.

14 Borger Gade, St. Thomas

Listing courtesy of RE/MAX USVI Real Estate Brokers.

1G Bolongo FB Regatta Point, St. Thomas
$398,000
2 Beds ⋅ 26-1545 MLS ⋅ 1G BLDG.
Wonderful opportunity to purchase a beautiful 2 bed 2 bath corner loft condo unit at Regatta Point. This complex is gated, has an auto generator, 3 pools, tennis and pickleball, access to the Admirals Club for owners, ocean views and is right next door to the lovely Bolongo Bay Beach Resort . What more could you want to make the Caribbean dream come true?! Travel to either the east end, Havensight or town in just minutes. Live in the unit, rent it short term or long term, your choice.

1G Bolongo FB Regatta Point, St. Thomas

Listing courtesy of Sea Glass Properties.

315L Lovenlund GNS Mahogany Run, St. Thomas
$325,000
1 Beds ⋅ 1 Baths ⋅ 26-1532 MLS
Cute, newly remodeled 1 bedroom condo in prestigious gated Mahogany Run condos. All the conveniences you want - 2 new split A/C units, new W/D, dishwasher, impact sliders and windows and accordion shutters. Oversized bedroom (16ft x 18ft). Furnished and lovingly decorated. The front room sliders open ALLLLL the way onto a 32 ft long porch to enjoy our outdoor Caribbean living. Lovely pool on property. Condo has a small battery back up. Owner is Realtor. Current tenant paying $2000/mo

315L Lovenlund GNS Mahogany Run, St. Thomas

Listing courtesy of Sea Glass Properties.

1006 Altona & Welgust Heritage Hills, St. Thomas
$285,000
2 Beds ⋅ 2 Baths ⋅ 26-1418 MLS ⋅ 10 BLDG.
Spacious, furnished 2 Beds/2 Baths unit w/AC in the desirable Heritage Hills complex conveniently situated close to town, subbase, the airport & UVI - low condo fees makes this an affordable option. This could be home or secured for investment purposes. Make this your next move!

1006 Altona & Welgust Heritage Hills, St. Thomas

Listing courtesy of Hang Your Hammock Properties.

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